The major problems that the present depression has forced upon agriculture can be grouped under three heads : 1. Low prices for agricultural products. 2. High fixed charges on mortgage and other indebtedness in relation to income. 3. High truces in relation to income. The gravity of these problems is perhaps not comprehended by those outside of agriculture itself. The average man hears of 10 cent corn and $3.00 hogs, but he does not grasp the significance of these prices; he does not realize the meaning of the events· of the past year for agriculture, nor does he realize what is going to happen to agriculture during the next 12 months if some program of action is not put into effect.