The effect of bank mergers on a bank's market share

dc.contributor.author Bowyer, Linda
dc.contributor.department Economics
dc.date 2018-08-15T06:17:55.000
dc.date.accessioned 2020-07-02T06:00:15Z
dc.date.available 2020-07-02T06:00:15Z
dc.date.copyright Thu Jan 01 00:00:00 UTC 1981
dc.date.issued 1981
dc.description.abstract <p>The purpose of this study was to examine the change in a bank's market share post-merger. If two banks merge, the resultant bank will obviously have a greater market share than either of the two individual banks. The focus of this study was not to look at this increase in market share but instead to look at the change in market share of the merged bank in a seven-year time period following the merger. Variables such as the type of branching allowed in the merged bank's state, the bank's size, and holding company affiliation, as well as other variables, were tested for their possible impact on bank market share;The market share was measured using demand deposits as the product variable and county or Standard Metropolitan Statistical Area as the geographic market. This market share was measured for 42 merged banks as of 1972-1973 and 1980. Using simple linear regression techniques, the market share appears to decline slightly post-merger for the banks in the sample. There is a significantly positive relationship between the relative change in market share and the dummy variable for whether or not the merged bank had offices outside its head office county in 1980. This result suggests the possibility of a linkage between different banking markets. Banks that branch outside their original market may also be more aggressive competitors in their original market.</p>
dc.format.mimetype application/pdf
dc.identifier archive/lib.dr.iastate.edu/rtd/7398/
dc.identifier.articleid 8397
dc.identifier.contextkey 6310116
dc.identifier.doi https://doi.org/10.31274/rtd-180813-6285
dc.identifier.s3bucket isulib-bepress-aws-west
dc.identifier.submissionpath rtd/7398
dc.identifier.uri https://dr.lib.iastate.edu/handle/20.500.12876/80270
dc.language.iso en
dc.source.bitstream archive/lib.dr.iastate.edu/rtd/7398/r_8209098.pdf|||Sat Jan 15 01:47:03 UTC 2022
dc.subject.disciplines Economics
dc.subject.keywords Economics
dc.title The effect of bank mergers on a bank's market share
dc.type article
dc.type.genre dissertation
dspace.entity.type Publication
relation.isOrgUnitOfPublication 4c5aa914-a84a-4951-ab5f-3f60f4b65b3d
thesis.degree.level dissertation
thesis.degree.name Doctor of Philosophy
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